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Draft for legal review. This document is not in effect and must be reviewed by counsel before publication.

DRAFT — for legal review. Not in effect. The whole document must be reviewed by counsel before publication.

EZbudget Cookie Policy

Effective date: October 16, 2026 Website: https://ezbudget.setitsolutions.com

This policy explains how STEL Group LLC ("we") uses cookies and similar technologies (local storage, session storage, SDK identifiers) on the EZbudget website and app. It supplements our Privacy Policy.

Our approach

EZbudget uses only the cookies needed to run and secure the Service. Our traffic analytics are first‑party and cookieless. We do not use advertising cookies, cross-site tracking pixels, or social-media trackers, and we do not sell or share data from cookies.

Cookies and storage we use

Name / type Provider Purpose Duration Category
__session (HttpOnly, Secure) EZbudget Keeps you signed in (server-verified session) Up to 5 days Strictly necessary
ezb_admin_s (HttpOnly, Secure, SameSite=Strict) EZbudget Admin dashboard session (only for the site owner) Up to 12 hours Strictly necessary
CSRF token EZbudget Protects forms and account actions from cross-site attacks Session Strictly necessary
Firebase Auth storage (IndexedDB / local storage) Google Firebase Sign-in state and multi-factor authentication Until sign-out Strictly necessary
reCAPTCHA / App Check Google Bot and SMS-fraud protection on sign-in and sign-up Per Google Strictly necessary
Plaid Link storage Plaid Runs the secure bank-connection window Session Strictly necessary
Stripe cookies Stripe Fraud prevention and secure checkout on billing pages Per Stripe Strictly necessary
UI preferences (local storage) EZbudget Remembers settings such as theme and collapsed menus Until cleared Functional

[Engineering: keep this table in sync with what the app actually sets before publishing.]

Your choices

  • Strictly necessary cookies are required for sign-in, security, and payments. You cannot turn them off in EZbudget, but you can block them in your browser; parts of the Service will then stop working.
  • Analytics are first‑party and cookieless. We honor Do Not Track and Global Privacy Control signals and will not record visits when either is present.
  • Most browsers let you view and delete cookies. See your browser's help pages.

[If non-essential cookies that require consent are added in the future, or the Service expands outside the U.S., add a consent banner before setting them.]

Third-party policies

Changes and contact

We will update this policy when the technologies we use change. Questions: support@setitsolutions.com · STEL Group LLC, 336 E University Pkwy #1113, Orem, UT 84058.